The Bank of Ghana has disclosed a a 54% increase Payment Service Providers (PSPs) fraud incidents in 2025.
This is according to the 2025 Fraud Report which further indicated a rise from the 15,673 cases recorded in 2024 to 24,124 cases in 2025.
The report attributed the sharp rise in fraud numbers to the continued shift toward digital channels and increased usages within the payments space.
On value at risk, the report highlighted that a near doubling of the GH¢19 million reported in 2024 for the 2025 year bringing it now to GH¢37 million.With this representing a 95% year-on-year rise in total value at risk.
Ghana operates one of Africa’s most advanced and rapidly expanding digital payment ecosystems, regulated by the Bank of Ghana under the Payment Systems and Services Act, 2019 (Act 987).
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