The Bank of Ghana has extended the deadline for the registration of International Money Transfer Operators (IMTOs) in Ghana to the 31st of July 2026, giving existing operators additional time to regularise their operations.
The extension, which was communicated on 12th June 2026, follows an earlier directive issued on 20th January 2026 under, which outlined the guidelines for the registration and operations of IMTOs in Ghana.
The central bank is now urging all existing IMTOs to take advantage of the extension and submit all required documentation before the stated deadline.
However, the Bank has issued a stern warning to operators who fail to comply stating that IMTOs that do not meet the registration requirements within the stipulated timeframe will not be permitted to operate in Ghana. More critically, it added that as a result any existing arrangements or partnerships with Banks, Specialised Deposit-Taking Institutions and Payment Service Providers shall be rendered null and void, with further regulatory and enforcement actions to follow.
The Central Bank also directed all regulated institutions to ensure to the strict adherence of this directive.
