Ghana Tops 2025 GSMA Mobile Money Regulatory Index (MMRI)
Ghana has maintained its position as the world’s leading country in mobile money regulation, according to the GSMA Mobile Money Regulatory Index (MMRI) 2025.
In a statement released by the communications department of the Central Bank dated February 20, 2026, it cited a 1.04% increase in the country’s overall score from its previous 95.06% in the past year to 96.10% this year .
The statement explained that the 1.04% improvement reflects the country’s strong policies and regulatory systems that support the growth of mobile money services across the country.
It stated that these measures help deepen financial inclusion by allowing more people to access digital financial services safely and easily.
According to the statement , the MMRI assesses how effective mobile money regulations are in over 90 countries, focusing on areas such as consumer protection, operational efficiency and innovation in digital finance.
The central bank added that Ghana’s continued top ranking shows the country’s commitment to building a reliable and secure mobile money ecosystem which benefits businesses, service providers and customers.
The Bank said it will continue working with industry stakeholders to strengthen policies and ensure steady progress toward a fully inclusive and digitally driven economy.
About The Author
